Hospitalization duration less than 24 hours is covered through Day-care insurance. It covers a host of procedures including chemotherapy, tonsillectomy, cataract, radiation, angiography, dialysis, and lithotripsy. Specific online medical insurance company websites and policy documents list the type of treatments you can get compensation for under Day-care scheme. In India, this is a growing sector with various insurance providers, starting with this type of covers only recently. In the coming times its scope and expanse is going to increase to include other procedure and diseases, making health care more affordable and pocket friendly.
There are a number of benefits associated with Day-care health insurance and some of them are as follows.
Provides added benefit Day-care health insurance covers are mostly a part of regular health insurance, and as such extend the benefits of the original policies for the users. Through this kind of plan, you get compensation for illnesses and procedures not covered otherwise. As a result, it offers increased peace of mind to individuals and helps to deal with the related financial burden. Even cashless facilities may be available with a particular insurance company. In such cases, you need to intimate them prior to hospitalization and be admitted to our healthcare facility present within their network.
Total healthcare solution Compare health insurance related to Day-care and fined a total healthcare solution to receive optimal benefits. Based on the insurance provider it is possible to get up to 50% of your sum insured for covering Day-care health costs. However, before claiming such amounts, it is necessary to ensure that the procedure is within the list of company policy. It is possible to get an extended to cover, which again is provider specific. For example, some insurance providers may offer Day-care facilities for a period of 6 days, or even more. Many times, there are associated benefits included in such policies involving pre/post hospitalization cover, organ donor cover, domiciliary treatment cover, and emergency ambulance expenses.
Complete peace of mind With Day-care online medical insurance, you can buy with complete peace of mind, because it bolsters your existing health insurance adds to it and increases its scope. Procedures and surgeries that require out of the pocket expenses can now become cashless. Different insurance companies offer varying numbers of covers related to Day-care health insurance. Some may include only 50 different treatments, while others may include 120 to 150 different variations and offer monetary compensations for the same. Just go for a policy that suits your requirements and offers an affordable premium structure and you can remain confident during any medical emergency.
Affordability Day-care health insurance is affordable because you can get such facility from your existing insurance provider. Even then, compare health insurance related to Day-care and choose a policy that gives you the best deals. It is not necessary to stick with your existing health plan provider switch camps without worry is if you feel that this is going to give you an advantage. With numerous insurance companies offering such facilities, finding one that seems appropriate is not going to be difficult.